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National & State Research


The Texas payday and auto title loan market is broken. The rapid growth of payday and auto title loan storefronts and online operations have led to an explosion in high-cost loans designed to trap borrowers in a cycle of debt.  Loans due in one payment and those due in installments both lead borrowers into the same trap. On average, Texans pay $1,200 or more for a $500 loan. The resources below offer national information about the debt trap and policy solutions.

CFPB Data & Rulemaking


Studies and Surveys on Payday and Auto Title Loans

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